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Savings Account

Deposits

Savings Account

Interest Rate: 3.50 %

Our Basic Savings Account is designed to encourage regular savings while providing a safe, secure, and convenient banking experience. With a low minimum balance requirement and attractive interest, it helps individuals manage their day-to-day finances while steadily growing their savings. This account is ideal for students, salaried individuals, business owners, and families looking for a reliable banking solution.

Account Details:

  • Minimum Balance: ₹500/-
  • Interest Rate: 3.50% per annum
deposits

Features & Benefits

Minimum Balance Requirement: ₹500 only

A minimum balance of just ₹500 is required to maintain this savings account. With its low minimum balance requirement, the account is affordable and convenient for everyone. It is an ideal choice for students, salaried employees, business professionals, homemakers, and senior citizens

Suitable for students, salaried individuals, senior citizens, and families

Designed to meet the everyday banking needs of people from all walks of life. Whether you are a student, a working professional, a senior citizen, or managing a family, this account offers a safe, convenient, and reliable way to save and manage your finances.

Mobile Banking Facility Available

Access your account anytime, anywhere through our mobile banking services. Check your account balance, view transaction details, and enjoy convenient banking at your fingertips.

Core Banking System (CBS) Across All Branches

All our branches are connected through a Core Banking System (CBS), enabling seamless banking services across the branch network. Members can conveniently access their accounts and avail of banking services from any of our branches

Attractive Interest Rate

Attractive 3.50% p.a. interest on eligible balances

Convenient & Quick Opening

Opening an Saving Account is quick and easy, saving time and effort.

Eligibility Criteria

  • Residents: All individuals residing in India are eligible
  • Hindu undivided families (HUFs): HUFs can set up FDs to manage and grow their collective assets
  • Sole proprietorships: Sole Proprietorship Firm
  • Initial Minimum Balance Initial minimum balance requirements must be fulfilled.

Required Document

Only for non-Shree Mahalaxmi Patpedhi holders

  • Photo: 2 Passport Size photos required
  • PAN Card: A valid PAN Card is necessary
  • Aadhaar Card: Valid Adhar card is required
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