Savings Account - Platinum
Deposits
Savings Account - Platinum
Interest Rate: 6 %
The Platinum Savings Account is our premium savings solution, specially designed for members who expect superior returns along with enhanced banking convenience. By maintaining a minimum balance of ₹10,000, members can earn an attractive 6.00% per annum interest on eligible balances. The account provides a secure and rewarding way to grow your savings while enjoying smooth day-to-day banking services. It is an excellent choice for professionals, business owners, senior citizens, and individuals seeking maximum value from their savings. With a simple account opening process, personalized customer support, and Core Banking System (CBS) connectivity across all branches, banking becomes seamless and convenient. Backed by the trusted legacy of Shri Mahalaxmi Nagari Sahakari Patpedhi, the Platinum Savings Account offers the perfect combination of higher returns, security, and long-term financial growth.
Features & Benefits
Minimum Balance Requirement: ₹10000 only
A minimum balance of just ₹10000 is required to maintain this savings account. With its low minimum balance requirement, the account is affordable and convenient for everyone. It is an ideal choice for students, salaried employees, business professionals, homemakers, and senior citizens
Suitable for students, salaried individuals, senior citizens, and families
Designed to meet the everyday banking needs of people from all walks of life. Whether you are a student, a working professional, a senior citizen, or managing a family, this account offers a safe, convenient, and reliable way to save and manage your finances.
Mobile Banking Facility Available
Access your account anytime, anywhere through our mobile banking services. Check your account balance, view transaction details, and enjoy convenient banking at your fingertips.
Core Banking System (CBS) Across All Branches
All our branches are connected through a Core Banking System (CBS), enabling seamless banking services across the branch network. Members can conveniently access their accounts and avail of banking services from any of our branches
Attractive Interest Rate
Attractive 6 % p.a. interest on eligible balances
Convenient & Quick Opening
Opening an Saving Account is quick and easy, saving time and effort.
Eligibility Criteria
- Residents: All individuals residing in India are eligible
- Hindu undivided families (HUFs): HUFs can set up account to manage their collective assets
- Sole proprietorships: Business owners operating sole proprietorships are eligible
- Initial Minimum Balance: Initial minimum balance requirements must be fulfilled.
Required Document
Only for non-Shree Mahalaxmi Patpedhi holders
- Photo: 2 Passport Size photos required
- PAN Card : A valid PAN Card is necessary
- Aadhaar Card: Valid Adhar card is required
